Terms of Service
Last updated: March 9, 2026Acceptance of Terms
These Terms of Service govern your use of Clarity Monetary and its services. By accessing and using our website, you agree to be bound by these terms and all applicable laws and regulations. If you do not agree with any part of these terms, you may not use our services. We reserve the right to modify these terms at any time, and your continued use of our platform constitutes acceptance of any changes. These terms apply to all users, including those who contribute content, provide information, or access our educational resources about monetary policy, inflation communication, and central banking principles in Malaysia.
User Obligations and Conduct
When using our services, you agree to comply with all applicable laws and regulations. You are responsible for maintaining the confidentiality of any account information and for all activities that occur under your account. You agree not to engage in any conduct that disrupts our services, including but not limited to unauthorized access attempts, spreading malware, or harassment of other users. You may not use our platform for commercial purposes without explicit written permission. We expect all users to treat our content and other users with respect. Violation of these obligations may result in immediate suspension or termination of your access to our services without notice or refund.
Intellectual Property Rights
All content on our platform, including text, graphics, logos, educational materials, and information about monetary policy transparency, is the intellectual property of our organization or licensed partners. You may not reproduce, distribute, transmit, modify, or create derivative works from any content without prior written permission. We grant you a limited, non-exclusive license to view and download content for personal, non-commercial educational purposes only. This license does not permit resale or redistribution of materials. All rights not expressly granted are reserved. Any unauthorized use of our intellectual property may result in legal action and civil or criminal penalties under applicable copyright and intellectual property laws.
Limitation of Liability
Our services are provided on an “as is” and “as available” basis without warranties of any kind, express or implied. We do not guarantee the accuracy, completeness, or timeliness of information provided on our platform regarding inflation forecasts, monetary policy statements, or central bank forward guidance. We shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use or inability to use our services. In no event shall our total liability exceed the amount paid by you, if any. This limitation applies regardless of the cause of action, whether based on warranty, contract, tort, or any other legal theory. Some jurisdictions do not allow limitations on liability, so this provision may not apply to you.
Termination of Services
We reserve the right to terminate or suspend your access to our services immediately, without prior notice or liability, for any reason whatsoever, including if you breach these terms. Upon termination, your right to use our services ceases immediately. You remain obligated for any outstanding liabilities incurred during your use of our platform. We may also terminate or modify our services at any time without notice. Termination will not affect rights or obligations that accrued prior to the date of termination. Any provisions that by their nature should survive termination, including intellectual property rights and limitations of liability, shall continue in effect after termination of these terms and your use of our services.